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7. Do Your Own Tax Return
Taxes can be complicated, especially when the rules and forms for filing change every year. Not everyone needs to head to a tax pro to file their taxes, though. By doing it yourself, you can get better control over your finances. That said, don’t mess with the ATO. If your tax situation is more complex, you should weigh doing your own taxes versus hiring a pro.
Support for handling risky behaviour
Risk-taking is a fairly normal part of adolescence, and most teenagers won’t take it to the extreme.
If your child occasionally stays out past curfew, you might not worry too much. But if he regularly does things with dangerous consequences – like using drugs, getting into fights, drinking or breaking the law – consider seeking help and support.
Also seek help if you’re worried that your child’s behaviour is self-destructive or might be a sign of a deeper problem.
The best way to start is by asking your family GP for a referral to a psychologist or other mental health professional.
If you’re having a hard time talking with your child about risky behaviour, it might help to ask a relative or trusted family friend to raise the subject. Some teenagers find it hard to talk about sensitive issues like sex and drug use with their parents, but they might be willing to talk to somebody else. You could also ask your child’s school counsellor for advice.
Common risky behaviour
It’s normal for you to feel worried about risky behaviour like:
- unprotected sexual activity
- sexting and other risky uses of social media
- tobacco smoking, alcohol use and binge-drinking
- illegal substance use
- dangerous driving
- illegal activities like trespassing or vandalism
Teenage interest in new experiences and thrill-seeking can include less concerning risk-taking behaviour, like trying new tricks at the skate park. This risk-taking behaviour peaks at around 15-16 years and tends to tail off by early adulthood.
1. Start Your Own Business
Perhaps the scariest item on this list: Going it on your own and working for yourself. What if the business fails and you lose all your money? Making that initial plunge to start your own company is the hardest part. With research and a realistic plan — and a business idea, of course — you can totally do this. Plan for possible failure, but realise hundreds of thousands of us are working for ourselves successfully or have built our own businesses from scratch. If we can, you can too probably.